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Welcome to ZHL's online portal where you can get a building materials debit card pre-loaded with K15,000.
Our Offer
Get up to K15,000 to spend at one of our partner building material suppliers
Get approved within 24 hours
Get discounts or 3-15% on your building materials.
Working with these great suppliers.
How does it work?
Apply online. You'll need your NRC, payslip and bank statement. The process takes less than 5 minutes.
Find out within 24 hours whether you've been approved.
Collect your pre-loaded debt card from ZHL.
Visit your preferred building supplier and purchase your materials.
Who Qualifies?
You must be formally employed, earning over K10,000 per month.
You must have a bank account and an NRC
What does it cost?
We offer three different loans, repaid over 6 months as follows:
LOAN SIZE
K5,000
6 monthly repayments of K1,250. Total repayments K7,500.​
LOAN SIZE
K10,000
6 monthly instalments of K2,300. Total repayments K13,800.
LOAN SIZE
K15,000
6 monthly instalments of K3,200. Total repayments K19,200.
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