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Welcome to ZHL's online portal where you can get a building materials debit card pre-loaded with K15,000.
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Apply online now and qualify for a pre-loaded debit card with up K15,000 for building materials.
GET YOUR HOME BUILDING PROJECT GOING IN THE NEXT 24 HOURS.
Our Offer
Get up to K15,000 to spend at one of our partner building material suppliers
Get approved within 24 hours
Get discounts or 3-15% on your building materials.
Working with these great suppliers.
How does it work?
Apply online. You'll need your NRC, payslip and bank statement. The process takes less than 5 minutes. 
Find out within 24 hours whether you've been approved.
Collect your pre-loaded debt card from ZHL.
Visit your preferred building supplier and purchase your materials. 
Who Qualifies?
You must be formally employed, earning over K10,000 per month.
You must have a bank account and an NRC
What does it cost?
We offer three different loans, repaid over 6 months as follows:

LOAN SIZE

K5,000

6 monthly repayments of K1,250. Total repayments K7,500.​

LOAN SIZE

K10,000

6 monthly instalments of K2,300. Total repayments K13,800.

LOAN SIZE

K15,000

6 monthly instalments of K3,200. Total repayments K19,200.

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